Mortgage Broker Southampton

At Mortgage Broker Southampton we are an independent team of advisers who offer impartial advice from the whole of the mortgage market. Our team have a wealth of experience in being able to help clients get a mortgage that fits their needs and allows them to finance the property they are after.

How we differ from other mortgage advisors in Southampton

We work within a small brokerage with a talented team who have been trained to specialise in areas that are in high demand by residents of Southampton and the surrounding areas.

The most common types of mortgages we deal with our outlined below. One of these types may not fit your needs completely and if that is the case call us today and we will be able to help you.

First time buyer

So after saving hard for your deposit or there may be some family help you have got a stable income and have worked tirelessly to keep your credit score in check. Well if all the above is correct you are more than likely ready to buy your first home.

First time buyer clients are always completely different you may be buying your first home and planning or leaving the family home. Or you have been renting a property for many years and have now taken the decision to buy your first home.

No matter what you’re current circumstances owning your own home is a goal that many people share and doing so can be straight forward with our team of advisors. Although to start being a homeowner can seem like a very daunting experience.  It does not need to be with our team we want to make it simple process from start to finish.

Being able to search the whole of the market to meet your mortgage needs we can find out what is important to you. Many first time buyers are working to a tight monthly budget and fixed monthly repayments can make a huge difference when planning your monthly finances. But this does not suit everyone’s needs and we will take the time to understand your needs and concerns to make sure that your new mortgage fits you and your personal finances perfectly.


Buy To Let

If you are an experienced or inexperienced landlord we know that we can help you maximize your new or existing property portfolio. Our team have a wealth of experience helping clients by residential property as an investment and have helped clients across the whole of the south coast.

When purchasing a buy to let property you have to look at in a different way than when purchasing your home. You have to look at what the general public like in that area and where the demand is as appose to buying based on your personal likes or dislikes.

We always recommend getting an understanding for the area you are looking at investing in. This may be easy if you already live in a certain area of Southampton and are looking to invest in the same location. You will already have a great understanding of the current rental market and how quickly the properties are leased. If you are looking into a new area as you see a growth in demand or have spotted an opportunity. We would advise speaking with local professionals estate agents residents solicitors anyone with a great understanding of the local area make sure if you are taking advice from a service professional you also get a personal opinion from a local resident so that you can balance the opinion form the service individual.

Moving Home & Remortgaging

Moving home or remotgaging your existing property can be easier than you first thought.

Moving home if you are looking to take the next step on the property ladder need more room or want to downsize and save some money call us today we will help you find the best mortgage for you.

Or your current mortgage rate may be coming to an end and you are looking for a better deal. We have helped many homeowners reduce their monthly payment or take years of the term of their mortgage. It all depends on what’s important for you? Ion some cases we have managed to do both when working with a client. We do this because unlike tied advisors who high street banks we have access to the whole of the market. This means you can be sure that we will find you th e best mortgage for your personal circumstances. Is your current mortgage deal coming to an end don’t just renew in this climate with changes happening all the time you can talk to us and decide what you are wanting from your next mortgage deal then leave it with our friendly team who can help you get the best deal that fits your needs. We have access to the whole of the market and want to make sure that we can help you get the best deal for you.

We can help you with all areas of residential mortgage advice. If you are a first time buyer looking to get  on the property ladder we can help you find the perfect mortgage deal to suit your budget and make the most out of all the latest government schemes like the help to buy scheme.

If you are looking for a new mortgage don’t look any further let the professional Mortgage brokers in Southampton help you. As we are independent mortgage advisors we have no ties to one individual lender our main focus is you as our client and getting you the best deal possible.