Your home may be repossessed if you do not keep up repayments on your mortgage


We are a small team of whole of market mortgage brokers.



We use our experience to get you the most suitable mortgage.



We can help you with your mortgage needs wherever you are in Southampton.



Ask An Expert


 David Maccabe

Managing Director 

CeMAP Qualified 

Over 23 years Mortgage Experience


 Ian Nance

Senior Mortgage Adviser

CeMAP Qualified 

Over 28 years Mortgage Experience


 Nick Holmes

Senior Finacial Planner

CII Diploma, IFS Diploma, CeMAP.

Over 22 years Finacial Services Experience


Claire Tappin

Mortgage Client Support

Financial services for 15 + years. 


Fiona Allan

Mortgage Client Support

Financial services for 16 + years. 


Suzanne Maccabe

Accounts & Client Support

Financial services for 13 + years. 


Is your current mortgage deal coming to an end?

Get in touch, talk to us and tell us what you are looking for from your next mortgage deal, our experienced team will work with you closely to ensure you get the most suitable outcome to fit your needs

We are skilled in all areas of residential mortgage advice, so should you need Right to Buy advice, Shared Ownership advice, or you feel you may not be able to get mortgage funding due to Self-employment reasons or previous payment problems contact us today.


If you are looking for a new mortgage don’t look any further, let the professional Mortgage brokers in Southampton help you and remember as whole of market mortgage advisors, we have no ties to one individual lender which allows our full and main focus to be on securing the most suitable mortgage deal for you.

First time buyer

For first time buyers, the mortgage market is a minefield, with so many options and with no previous experience, it can be a scary and confusing place. It is therefore vital that they receive guidance along with correct and impartial advice. With so many options and with no previous experience, it can be a scary and confusing place. It is therefore vital that they receive guidance along with correct and impartial advice.

No matter what your current circumstances owning your own home is a goal that many people share, this can be made straight forward with our team of advisors and support staff.

Being a first time homeowner can seem like a very daunting next step, our team have the goal to make it simple process from start to finish.

Being able to search the whole of the market to meet your mortgage needs, we can find out what is important to you.

Many first time buyers may be working to a tight monthly budget and fixed monthly repayments can make a huge difference when planning your monthly finances, this however does not suit everyone’s needs which is why we will take time to build relationships to fully understand your needs and concerns to make sure your new mortgage fits you personally and looks after your needs.

“We would like to take this opportunity to thank Ian for his professional friendly approach. He was honest and genuinely put us in the right direction. We would totally recommend the company and use them again in the future many thanks.”

“Thank you for all your help and patience”

“I found PFS a friendly, helpful and professional company.”


Moving home or Re-mortgaging your existing property can be easier than you first thought, although again due to the amount of lenders, products and criteria it is unfortunately not a one size fits all and you will need as much help and guidance as many others.

If you are looking to take the next step on the property ladder, need more room or want to downsize and save money call us today we will help you find the most suitable mortgage for you.

Your current mortgage rate may be coming to an end and you are looking for a better deal, we have helped many homeowners reduce their monthly payment or take years of their mortgage term

It all depends on what’s important for you, which is where the relationship we have with you and the quality of advice you will receive shines through.

Buy To Let Mortgage Advice 

If you are an experienced or inexperienced landlord, we know that we can help you maximize your new or existing property portfolio. Our team have a wealth of experience helping clients buy investment properties across the whole of the south coast.

When purchasing a buy to let property you have to look at things from a different perspective than the purchase of your own home. You have to look at what the general public like in that area, what the demand is like, your target rental market and of course the rental yield, as opposed to buying a property for you to live in based on your personal likes or dislikes.

We always recommend getting an understanding for the area you are looking at investing in, this may be easy if you already live in a certain area of Southampton and are looking to invest in the same location as you will already have a great understanding of the current rental market and how quickly the properties are leased, or it could be that you are looking into a new area as you can see growth in demand of properties.

Unlike tied advisors, or advisers within high street banks, we have access to the whole of the market. This means you can be sure that we will find you the most suitable mortgage for your personal circumstances


Our whole of market mortgage brokers work for you. We will listen to your financial needs and search the market to get you the most suitable mortgage deal available.