Your home may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
Our team of mortgage brokers in Southampton can help you secure the best buy to let mortgage deal for you. We search the whole of the mortgage market searching for the best mortgage deal when you are looking to purchase a buy to let in Southampton and the surrounding areas.
Who can we help?
We have experience helping all types of buy to let landlords to get the best deal from clients making their first buy to let investment to experienced landlords with large portfolios and everyone in between.
How we can help you?
We help our clients by searching the whole of the market looking for the best deal that fits their needs. We use our years of experience dealing with mortgage lenders to guide you and advice you on the most suitable mortgage that not only fits the end goal of return on investment but also matching your current personal circumstances.
Why the sudden surge in new landlords?
In the last 6 years there has been an increases in people wanting to make the most out of their money. With banks and building society’s no longer offering cash investors worthwhile returns on their deposit accounts and the stock market being rather volatile many investors have decided to invest in bricks and mortar borrowing money from mortgage company’s and planning for a longer term investment.
Also we have seen a boom in accidental landlords this has been caused by changes in personal circumstances due to relocation or financial reasons but the home owner still wants to keep their foot on the property ladder. At mortgage advice Southampton however you have come into being a landlord we believe we can help you. We have previously saved our clients £100’s a month by giving them professional advice and searching for the deal available to them.
What Mortgage Lenders do we work with?
We are not tied to one individual mortgage lender we believe this the only true way of giving the client the best possible advice as we are not blinkered or restricted with our advice and our only interested in finding you the best deal that gives you what you want out of your buy to let investment.
Our top five things to consider when buying an investment property
- Local demographic
- Average rental income
- Property condition
- The most suitable mortgage deal
These sound rather straight forward but you would be amazed the amount of people that don’t research the area they are buying in fully you should see a buy to let investment as a long term investment. So do you know the plans for the area that you are planning on investing for example an area like prortswood year ago was an affluent area on the out skirts of the city with large houses that where occupied by family’s although this I not true of all of portswood you can now see that the expansion of local university’s has changed the areas demographic and it is now highly populated y student accommodation as appose to family’s. It is important to consider the future sustainability of your investment when choosing the location.
Why use us when choosing your buy to let mortgage in Southampton?
We are experienced and professionals we use our years of expertise in the mortgage industry to ensure that are clients get the best deal available to them. We have helped many clients secure their buy to let mortgage in Southampton and we do this through our experience dealing with the many lenders that we work with regularly we know their criteria meaning that we can get the application and paperwork in quickly and get your mortgage completed quickly and efficiently.
If you are considering your buy to let options or already have an existing portfolio call us today to see how we can help you. Alternatively request a call back using the button on the right hand side.