Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy To Let mortgages are not regulated by the Financial Conduct Authority.

Our team of mortgage brokers in Southampton can help you secure the most suitable buy to let mortgage deal for you. We search the whole of the mortgage market for the most suitable mortgage deal for you to purchase a buy to let in Southampton and the surrounding areas.

Who can we help?

We have experience in helping all types of buy to let landlords to get the most suitable deal, not only from clients making their first buy to let investment but to experienced landlords with large portfolios and , of course, everyone in between.

How we can help you?

We help our clients by searching the whole of the market looking for the most suitable deal that fits their needs. We use our years of experience dealing with mortgage lenders to guide and advice you on the most suitable mortgage that not only fits the end goal of return on investment but also suits your current personal circumstances.

Why the sudden surge in new landlords?

In the last 6 years there has been an increase in people wanting to make the most out of their money.  With banks and building societies no longer offering cash investors worthwhile returns on their deposit accounts and the stock market being rather volatile, many investors have decided to invest in bricks and mortar borrowing money from mortgage companies and planing for a longer term investment.

Also, we have seen a boom in accidental landlords where the property has to be let due to a change in personal circumstances perhaps because of relocation or for financial reasons but where the home owner still wants to keep their foot on the property ladder.  At Mortgage Advice Southampton, however you have become a landlord, we believe we can help you. We have previously saved our clients £100’s a month by giving them professional advice and searching for the most suitable deal available to them.

What Mortgage Lenders do we work with?

We are not tied to one individual mortgage lender and, therefore, not blinkered or restricted with our advice.   We believe this the only true way of giving our clients the most suitable advice and find you the most suitable deal that gives you what you want out of your buy to let investment.

Our top five things to consider when buying an investment property:-

  • Location
  • Local demographic
  • Average rental income
  • Property condition
  • The most suitable mortgage deal

These sound rather straight forward but you would be amazed by the amount of people that don’t research the area they are buying in full.  Always see a buy to let property as a long term investment.  So….. do you know the plans for the area that you are planning on investing in?  For example, an area like Portswood 12 months ago was an affluent area on the outskirts of the city with large houses occupied by families.  Due to the expansion of local universities this has changed the area demographically and it is now highly populated with student accommodation as opposed to families.  It is important to consider the future sustainability of your investment when choosing the location.

Why use us when choosing your buy to let mortgage in Southampton?

We are experienced and professionals.  We use our years of expertise in the mortgage industry to ensure that are clients get the most suitable deal available to them.  We have helped many clients secure their buy to let mortgage in Southampton and we do this through our experience dealing with the many lenders that we work with regularly.   We know their criteria allowing us to get your mortgage completed as quickly and as efficiently as possible.

If you are considering your buy to let options or already have an existing portfolio, call us today to see how we can help you. Alternatively request a call back using the button on the right hand side.

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